A warning about life insurance policies

In recent years, many of our customers have asked us about funeral benefit plans which are being offered by big insurance companies as an add-on to over-50s life insurance policies.

We have a number of concerns about these add-on policies that we want to share with you here…

The first concern with these plans is that you may end up paying in far more money than you get back, because the payout you receive is fixed from day one but you could be paying into the plan for 30+ years.

Secondly, these plans tie you to one funeral director – usually an expensive one, meaning any additional costs not covered by your plan would be significantly higher for your loved ones.

Finally, the payout is not inflation-linked , so even after years of saving your relatives could still end up with a large bill.

With our plans, you can specify your funeral wishes and secure our costs in advance…

But don’t just take our word for it, see what BBC Watchdog investigations have found: http://www.bbc.co.uk/blogs/watchdog/2012/03/lifeplans.html

Contact us on (0151) 228 3900 (24-hour manned line) to request a free colour brochure – we’ll be happy to chat to you about the Funeral Plan options and answer any questions.

Interested in a funeral plan? Click here to enquire online.

All-inclusive Funeral Plan

This plan covers all services and fees for a funeral. You can find out more here.


Platinum Funeral Plan

This plan provides all the features of the very best English funeral, inlcuding a solid oak coffin.


Gold Funeral Plan

This plan is for those who require a traditional funeral, including a high quality veneered coffin.


Silver Funeral Plan

This is an economical funeral but allows for the usual customs. You can find out more here.


Bronze Funeral Plan

This plan covers only the essential services and fees for a simple funeral. You can find out more here.